Cost & Planning

Daycare Cost by State 2026: Average Annual Infant Care Prices

childcarepath-team
6 min read

Average annual cost of infant daycare by state for 2026, from $6,800 in Mississippi to over $28,000 in Washington, D.C. Compare all 50 states plus D.C. with published Child Care Aware and EPI data.

Daycare is one of the largest expenses American families face, often rivaling or exceeding the cost of housing. How much you pay depends heavily on where you live: the average cost of infant care ranges from under $7,000 a year in Mississippi to more than $28,000 a year in Washington, D.C.

This guide compiles the average annual cost of infant center-based daycare for all 50 states plus the District of Columbia, drawn from published data compiled by the Economic Policy Institute and Child Care Aware of America. These are statewide averages; your actual cost varies by metro area, provider, and your child's age.

National Average Daycare Cost

According to Child Care Aware of America's most recent Price and Supply analysis, the national average price of child care was about $13,128 per year. Infant care, the most expensive category, runs higher in most states because of the low staff-to-child ratios infants require.

The U.S. Department of Health and Human Services benchmark for affordability is 7 percent of household income. In most states, infant care far exceeds that threshold, consuming 15 to 25 percent of a typical family's income.

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Average Annual Infant Daycare Cost by State

The table below ranks states by the average annual cost of center-based infant care. Figures are compiled by the Economic Policy Institute and Child Care Aware of America (data from 2023 to 2024).

RankStateAvg. Annual Infant CareMonthly Estimate
1District of Columbia$28,356$2,363
2Massachusetts$26,709$2,226
3Minnesota$22,569$1,881
4California$21,945$1,829
5Colorado$21,840$1,820
6Hawaii$21,167$1,764
7Alaska$20,943$1,745
8Washington$20,677$1,723
9Connecticut$20,254$1,688
10Oregon$19,064$1,589
11Maryland$18,946$1,579
12Vermont$18,836$1,570
13New Jersey$18,155$1,513
14New Hampshire$17,364$1,447
15New York$17,361$1,447
16Ohio$17,071$1,423
17Wisconsin$16,956$1,413
18Rhode Island$16,758$1,397
19Delaware$16,220$1,352
20Illinois$16,107$1,342
21Nevada$15,950$1,329
22Arizona$15,625$1,302
23Indiana$14,471$1,206
24Virginia$14,277$1,190
25New Mexico$14,244$1,187
26Nebraska$14,106$1,176
27Pennsylvania$13,354$1,113
28Maine$13,310$1,109
29Missouri$13,173$1,098
30Utah$13,094$1,091
31Florida$13,021$1,085
32Montana$12,778$1,065
33Oklahoma$12,468$1,039
34North Dakota$12,373$1,031
35Tennessee$12,249$1,021
36Georgia$11,863$989
37North Carolina$11,720$977
38South Carolina$11,512$959
39Texas$10,706$892
40Michigan$10,023$835
41West Virginia$9,692$808
42Idaho$9,630$803
43Iowa$9,605$800
44Wyoming$9,327$777
45Kansas$9,105$759
46Arkansas$8,873$739
47Louisiana$8,873$739
48Kentucky$8,756$730
49South Dakota$8,680$723
50Alabama$7,871$656
51Mississippi$6,868$572

Source: Economic Policy Institute and Child Care Aware of America (2023 to 2024 data). Figures are statewide averages for center-based infant care; monthly estimates are the annual figure divided by 12. Actual prices vary by metro area, provider, and program quality.

Why Daycare Costs Vary So Much by State

Several factors drive the wide gap between states:

  • Cost of living. High-wage, high-rent metros like D.C., Boston, and the Bay Area push provider costs and tuition up.
  • Staff-to-child ratios. States with stricter infant ratios require more staff per child, which raises costs.
  • Minimum wage and labor markets. Higher local wages for childcare workers translate to higher tuition.
  • Regulation and quality standards. States with more rigorous licensing and quality requirements tend to have higher prices.

How to Lower Your Daycare Costs

Even in expensive states, families can cut the net cost of care:

  • Dependent Care FSA. Set aside up to $5,000 per year pre-tax through your employer to pay for childcare.
  • Child and Dependent Care Tax Credit. Claim 20 to 35 percent of up to $3,000 (one child) or $6,000 (two or more) in care expenses.
  • State child care subsidies. Families below income thresholds may qualify for help through the Child Care and Development Fund; apply through your state agency or childcareaware.org.
  • Family child care homes. Home-based care is typically less expensive than center-based care.
  • Nanny share or part-time care. Splitting a nanny with another family or using part-time care can dramatically reduce costs.

Key Takeaways

  • Infant daycare ranges from about $6,900/year (Mississippi) to over $28,000/year (Washington, D.C.).
  • The national average price of child care is roughly $13,128 per year.
  • Infant care costs more than toddler or preschool care because of lower required ratios.
  • These are statewide averages; your local cost varies by metro area and provider.
  • Tax benefits and subsidies can cut your net cost by thousands per year.

Related guides you may find helpful:

What every centre asks you to bring

Whatever else changes between programmes, the supply list barely does. These four turn up on nearly every one.

Makemake Organics Organic Cotton Nap Mat
Best Nap Mat

Makemake Organics Organic Cotton Nap Mat

~$98

GOTS-certified with a removable, machine-washable cover, which is what decides whether a mat survives a year of daily use.

Check price on Amazon
Skip Hop Sparks Kid's Backpack
Best Backpack

Skip Hop Sparks Kid's Backpack

$31

Sized for a preschooler rather than a school-age child, so it actually fits a classroom cubby.

Check price on Amazon
Yumbox Original Leakproof Bento Lunch Box
Best Lunch Box

Yumbox Original Leakproof Bento Lunch Box

$34

Leakproof compartments a small child can open unaided, which is the whole test for a daycare lunch.

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Name Bubbles Custom Name Labels (95 Labels)
Best Labels

Name Bubbles Custom Name Labels (95 Labels)

~$43

Ninety-five waterproof labels in six sizes. Every centre requires everything named, and this covers a full year.

Check price on Amazon

The purchases that actually move the budget

Wipes and labels are noise. These four are where the money in the first two years genuinely goes, and each one is bought roughly once.

Graco 4Ever DLX 4-in-1 Car Seat
Biggest Single Purchase

Graco 4Ever DLX 4-in-1 Car Seat

$320

Converts from rear-facing infant seat through to a booster, so it is bought once instead of three times. The single largest line on most first-year budgets.

Check price on Amazon
Spectra S2 Plus Electric Breast Pump
Pays For Itself

Spectra S2 Plus Electric Breast Pump

$220

Hospital-grade and quiet enough to use at a desk. Worth pricing against formula before you assume it is an expense rather than a saving.

Check price on Amazon
Infant Optics DXR-8 PRO Video Monitor
Best Monitor

Infant Optics DXR-8 PRO Video Monitor

$200

A dedicated parent unit with no app and no account, so there is nothing to hack and nothing for a sitter to configure.

Check price on Amazon
Toddleroo 3-in-1 Metal Superyard
Best Play Yard

Toddleroo 3-in-1 Metal Superyard

~$170

Turns any room into a safe space you can leave a toddler in, which is the difference between working from home and not.

Check price on Amazon

Free Life Insurance Quote

Free Life Insurance Quote for Parents

Childcare is one of the biggest line items in a young family's budget. Life insurance is how many parents make sure that care, and the rest of daily life, can keep going for their kids no matter what. Enter your details to start a free quote.

Sponsored. Submitting takes you to our partner Champion Life to finish your free quote.

Frequently Asked Questions

What is the average cost of daycare per year in the US?+

The national average price of child care was about $13,128 per year according to Child Care Aware of America's most recent Price and Supply analysis. Infant care costs more than care for older children, often $11,000 to $17,000 per year for a center, and exceeds $20,000 annually in the most expensive states. Costs vary widely by state, region, and the child's age, with infant care being the single most expensive category.

Which state has the most expensive daycare?+

Washington, D.C. has the highest average infant daycare cost, exceeding $28,000 per year, followed by Massachusetts (about $26,700), Minnesota, California, and Colorado, all above $21,000 annually. These are the priciest markets in the country for infant center-based care. The most affordable states are Mississippi (about $6,900), Alabama, South Dakota, and Kentucky.

Why is infant daycare more expensive than toddler or preschool care?+

Infant care costs more because state ratios require far more staff per child. Most states mandate one caregiver for every three or four infants, compared to one for every ten or more preschoolers. More staff for fewer children means higher labor costs, which are passed on as tuition. Infant care typically costs 20 to 50 percent more than care for a 4-year-old at the same center.

How much of my income should I budget for daycare?+

The U.S. Department of Health and Human Services considers child care affordable at no more than 7 percent of household income. In reality, families in many states spend 15 to 25 percent of income on infant care. To lower the net cost, use a Dependent Care FSA (up to $5,000 pre-tax), claim the Child and Dependent Care Tax Credit (20 to 35 percent of up to $3,000 for one child or $6,000 for two or more), and check eligibility for state child care subsidies.

Are these daycare cost figures the same everywhere in my state?+

No. The figures in this guide are statewide averages. Actual prices vary significantly within a state by metro area, neighborhood, provider type, and program quality. Major cities and high-cost-of-living areas run well above the state average, while rural areas often run below it. Family child care homes are typically less expensive than center-based care. Use these averages as a starting point, then get quotes from providers near you.

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Budget worksheets, tax credit calculator, cost projections, and FSA guide.

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Written by

ChildCarePath Team

Our team is dedicated to helping families find quality child care options through well-researched guides and resources.

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