Child Care Costs in Washington State 2026: Seattle, Tacoma & Statewide Prices

Washington State, driven by Seattle's booming tech economy, has some of the highest childcare costs on the West Coast. The concentration of high-paying jobs at companies like Amazon, Microsoft, and Google has pushed wages up across all sectors, including childcare. However, Washington's lack of state income tax and strong assistance programs provide some relief. This guide breaks down what families actually pay across the Evergreen State.

Average Child Care Costs in Washington

Quick Overview

| Care Type | Seattle | Eastside | Other Cities | Rural | |-----------|---------|----------|--------------|-------| | Infant Daycare | $2,000-$2,800 | $2,200-$3,000 | $1,400-$1,900 | $1,000-$1,400 | | Toddler Daycare | $1,700-$2,400 | $1,900-$2,600 | $1,200-$1,650 | $850-$1,200 | | Preschool | $1,400-$2,000 | $1,600-$2,200 | $1,000-$1,400 | $750-$1,050 | | Nanny | $3,800-$5,500 | $4,200-$6,000 | $3,000-$4,200 | $2,600-$3,400 | | Home Daycare | $1,400-$1,900 | $1,500-$2,100 | $1,000-$1,400 | $700-$1,000 |

Washington ranks among the top 10 most expensive states for childcare, with the Seattle metro area driving costs significantly above the national average.

Cost Comparison to National Average

| Care Type | WA Average | National Average | Difference | |-----------|------------|------------------|------------| | Infant Daycare | $2,100/month | $1,350/month | 56% above | | Toddler Daycare | $1,800/month | $1,200/month | 50% above | | Preschool | $1,500/month | $1,100/month | 36% above |

Washington childcare costs are significantly higher than national averages, driven primarily by the Seattle metro area. Eastern Washington is closer to national averages.

Why Washington Childcare Is Expensive

Several factors drive Washington's high childcare costs:

1. Tech economy: High salaries at Amazon, Microsoft, and Google drive up wages across all sectors
2. Cost of living: Seattle real estate is among the most expensive in the nation
3. Strong licensing: Washington has strict staff-to-child ratios
4. No state income tax: While a benefit for families, it means lower state investment in childcare subsidies
5. High demand: Dual-income tech families create intense competition for quality care

---

---

As an Amazon Associate, we earn from qualifying purchases.

Recommended Financial Planning Products

• Family Financial Planner - Organize childcare expenses and family budgeting
• Budget Planning Notebook - Track spending and savings goals for childcare costs
• Daycare Labels Pack - Label all your childs daycare supplies to avoid lost items

Seattle Metro Costs

City of Seattle

Seattle's childcare market is one of the most expensive in the nation, with significant variation by neighborhood.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $2,100-$2,900 | $25,200-$34,800 | | Toddler Daycare | $1,800-$2,500 | $21,600-$30,000 | | Preschool | $1,500-$2,100 | $18,000-$25,200 | | Nanny | $4,000-$5,800 | $48,000-$69,600 | | Home Daycare | $1,500-$2,000 | $18,000-$24,000 |

By neighborhood:

| Neighborhood | Infant Daycare | Toddler Daycare | Notes | |--------------|---------------|-----------------|-------| | Capitol Hill | $2,400-$3,200 | $2,100-$2,800 | High demand, limited spots | | Queen Anne | $2,400-$3,100 | $2,000-$2,700 | Family-oriented, premium | | Wallingford | $2,300-$3,000 | $2,000-$2,600 | Popular with families | | Ballard | $2,200-$2,900 | $1,900-$2,500 | Growing family population | | Fremont | $2,200-$2,900 | $1,900-$2,500 | Quirky neighborhood, quality centers | | Green Lake | $2,100-$2,800 | $1,800-$2,400 | Family favorite | | Magnolia | $2,100-$2,800 | $1,800-$2,400 | More residential | | West Seattle | $1,900-$2,500 | $1,650-$2,200 | Slightly more affordable | | Beacon Hill | $1,850-$2,450 | $1,600-$2,150 | Diverse, growing options | | Columbia City | $1,900-$2,500 | $1,650-$2,200 | Up-and-coming | | Rainier Valley | $1,700-$2,300 | $1,450-$2,000 | Most affordable Seattle |

Capitol Hill/Queen Anne specifics:

• Premium centers can exceed $3,500/month for infants
• Waitlists of 12-18 months for top programs
• Many co-op and alternative education options
• Nanny shares popular to offset costs

Ballard/Fremont specifics:

• Growing family population driving new center openings
• Mix of chain and independent centers
• Several Montessori and Waldorf options
• Slightly better availability than Capitol Hill

Eastside (Bellevue, Redmond, Kirkland)

The Eastside commands premium prices due to Microsoft, Meta, and Google presence, plus high household incomes.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $2,300-$3,100 | $27,600-$37,200 | | Toddler Daycare | $2,000-$2,700 | $24,000-$32,400 | | Preschool | $1,700-$2,300 | $20,400-$27,600 | | Nanny | $4,500-$6,500 | $54,000-$78,000 | | Home Daycare | $1,600-$2,200 | $19,200-$26,400 |

By city:

| City | Infant Daycare | Toddler Daycare | Notes | |------|---------------|-----------------|-------| | Bellevue (Downtown) | $2,500-$3,300 | $2,200-$2,900 | Highest Eastside costs | | Bellevue (East) | $2,200-$2,900 | $1,900-$2,600 | Slightly lower | | Redmond | $2,300-$3,100 | $2,000-$2,700 | Microsoft HQ area | | Kirkland | $2,200-$3,000 | $1,900-$2,600 | Google campus nearby | | Sammamish | $2,200-$2,900 | $1,900-$2,500 | Suburban, family-oriented | | Issaquah | $2,100-$2,800 | $1,800-$2,500 | Good schools | | Mercer Island | $2,400-$3,200 | $2,100-$2,800 | Affluent, limited options | | Woodinville | $2,000-$2,700 | $1,750-$2,400 | Wine country, suburban |

Eastside specifics:

• Microsoft, Google, and Meta employees often have generous childcare subsidies
• Many high-quality Montessori and language immersion programs
• On-site childcare at some tech campuses
• Extremely competitive waitlists—join while pregnant

North Sound

More affordable than Seattle proper while still offering urban amenities.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,700-$2,300 | $20,400-$27,600 | | Toddler Daycare | $1,450-$2,000 | $17,400-$24,000 | | Preschool | $1,200-$1,700 | $14,400-$20,400 | | Nanny | $3,200-$4,400 | $38,400-$52,800 | | Home Daycare | $1,200-$1,650 | $14,400-$19,800 |

By city:

| City | Infant Daycare | Toddler Daycare | Notes | |------|---------------|-----------------|-------| | Edmonds | $1,800-$2,400 | $1,550-$2,100 | Charming downtown | | Lynnwood | $1,650-$2,250 | $1,400-$1,950 | Good value | | Everett | $1,550-$2,100 | $1,350-$1,850 | Boeing presence | | Marysville | $1,500-$2,050 | $1,300-$1,800 | Most affordable | | Shoreline | $1,750-$2,350 | $1,500-$2,050 | Seattle adjacent | | Lake Forest Park | $1,800-$2,400 | $1,550-$2,100 | Suburban feel |

South Sound

More affordable options with good commute access to Seattle and major employers.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,500-$2,100 | $18,000-$25,200 | | Toddler Daycare | $1,300-$1,800 | $15,600-$21,600 | | Preschool | $1,100-$1,550 | $13,200-$18,600 | | Nanny | $2,900-$4,000 | $34,800-$48,000 | | Home Daycare | $1,100-$1,500 | $13,200-$18,000 |

By city:

| City | Infant Daycare | Toddler Daycare | Notes | |------|---------------|-----------------|-------| | Tacoma | $1,500-$2,100 | $1,300-$1,800 | Growing arts scene | | Federal Way | $1,400-$1,950 | $1,200-$1,700 | Commuter friendly | | Kent | $1,400-$1,950 | $1,200-$1,700 | Amazon warehouses | | Auburn | $1,350-$1,900 | $1,150-$1,650 | Affordable | | Renton | $1,500-$2,050 | $1,300-$1,800 | Boeing, near Seattle | | Burien | $1,450-$2,000 | $1,250-$1,750 | Airport area | | Tukwila | $1,400-$1,950 | $1,200-$1,700 | Diverse community |

---

Other Washington Cities

Spokane

Eastern Washington's largest city offers significantly lower costs than Seattle—often 40-50% less.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,100-$1,500 | $13,200-$18,000 | | Toddler Daycare | $950-$1,300 | $11,400-$15,600 | | Preschool | $850-$1,150 | $10,200-$13,800 | | Nanny | $2,600-$3,400 | $31,200-$40,800 | | Home Daycare | $800-$1,100 | $9,600-$13,200 |

By area:

| Area | Infant Daycare | Toddler Daycare | Notes | |------|---------------|-----------------|-------| | South Hill | $1,200-$1,600 | $1,050-$1,400 | Premium area | | North Spokane | $1,100-$1,500 | $950-$1,300 | More affordable | | Spokane Valley | $1,050-$1,450 | $900-$1,250 | Suburban | | Downtown | $1,100-$1,500 | $950-$1,300 | Limited options |

Spokane advantages:

• 40-50% cheaper than Seattle
• Good availability—shorter waitlists
• Quality ECEAP programs
• Lower cost of living overall

Tri-Cities (Richland, Kennewick, Pasco)

Growing Eastern Washington metro with affordable childcare.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,000-$1,400 | $12,000-$16,800 | | Toddler Daycare | $900-$1,250 | $10,800-$15,000 | | Preschool | $800-$1,100 | $9,600-$13,200 | | Nanny | $2,400-$3,200 | $28,800-$38,400 | | Home Daycare | $750-$1,050 | $9,000-$12,600 |

Tri-Cities notes:

• Hanford/Pacific Northwest National Lab influence
• Growing population bringing more options
• Strong Head Start presence

Vancouver (Clark County)

Portland suburb offering Washington's no-income-tax advantage.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,300-$1,800 | $15,600-$21,600 | | Toddler Daycare | $1,100-$1,550 | $13,200-$18,600 | | Preschool | $950-$1,350 | $11,400-$16,200 | | Nanny | $2,800-$3,800 | $33,600-$45,600 | | Home Daycare | $950-$1,350 | $11,400-$16,200 |

Vancouver advantages:

• No Washington state income tax
• Access to Portland amenities
• Lower costs than Seattle
• Growing family population

Olympia

State capital with moderate costs and good availability.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,400-$1,900 | $16,800-$22,800 | | Toddler Daycare | $1,200-$1,650 | $14,400-$19,800 | | Preschool | $1,000-$1,400 | $12,000-$16,800 | | Nanny | $2,800-$3,800 | $33,600-$45,600 | | Home Daycare | $1,000-$1,400 | $12,000-$16,800 |

Olympia specifics:

• State employee concentration
• Evergreen State College provides educated workforce
• Good ECEAP availability
• Strong environmental education programs

Bellingham

University town near the Canadian border with moderate costs.

| Care Type | Monthly Cost | Annual Cost | |-----------|-------------|-------------| | Infant Daycare | $1,350-$1,850 | $16,200-$22,200 | | Toddler Daycare | $1,150-$1,600 | $13,800-$19,200 | | Preschool | $1,000-$1,400 | $12,000-$16,800 | | Nanny | $2,700-$3,600 | $32,400-$43,200 | | Home Daycare | $950-$1,350 | $11,400-$16,200 |

Bellingham specifics:

• Western Washington University creates educated workforce
• Limited availability—childcare shortage
• Strong outdoor education options
• Some families use Canadian care options

Other Cities

| City | Infant Daycare | Toddler Daycare | Notes | |------|---------------|-----------------|-------| | Yakima | $950-$1,350 | $825-$1,150 | Agricultural area | | Wenatchee | $1,000-$1,400 | $875-$1,225 | Apple country | | Walla Walla | $950-$1,350 | $825-$1,175 | Wine region | | Pullman | $1,000-$1,400 | $875-$1,225 | WSU town | | Ellensburg | $900-$1,300 | $800-$1,150 | CWU town |

---

Washington Child Care Assistance

Working Connections Child Care (WCCC)

Washington's primary childcare subsidy program.

Who qualifies:

• Families at or below 60% State Median Income (for initial eligibility)
• Can remain eligible up to 85% SMI
• Working, in school, or in job training

Income limits (2024):

| Family Size | Initial Eligibility (60% SMI) | Remain On (85% SMI) | |-------------|------------------------------|---------------------| | 2 | $44,000/year | $62,000/year | | 3 | $52,000/year | $74,000/year | | 4 | $63,000/year | $89,000/year | | 5 | $74,000/year | $105,000/year |

What's covered:

• Licensed child care centers
• Licensed family child care
• Some license-exempt care

Copay structure:

• Based on income and family size
• Ranges from $0 to ~$250/month

How to apply:

1. Visit dcyf.wa.gov
2. Contact your local DSHS Community Services Office
3. Apply online or in person
4. Processing takes approximately 30 days

Early Childhood Education and Assistance Program (ECEAP)

Washington's state-funded preschool for income-qualifying families.

Who qualifies:

• 3 and 4-year-olds
• Families at or below 110% federal poverty level
• Some exceptions for children with special needs or risk factors

Program details:

• Free, comprehensive early education
• Health screenings and services
• Family support services
• Nutritious meals included
• School-day or extended-day options

Cost: Completely free for qualifying families.

How to apply:

• Contact your local school district
• Visit dcyf.wa.gov/services/earlylearning-childcare/eceap
• Apply through local ECEAP contractor

Transitional Kindergarten

Some Washington districts offer transitional kindergarten (TK) for children who turn 5 after the cutoff date.

Check with your district: Not universally available, but expanding.

Seattle Preschool Program (SPP)

Seattle's city-funded preschool program for Seattle residents.

Who qualifies:

• Seattle 3 and 4-year-olds
• All income levels (sliding scale fees)
• Free for lowest-income families

Program details:

• High-quality preschool curriculum
• Full-day options available
• Income-based sliding scale
• Multiple locations citywide

Cost: Free to ~$1,500/month depending on income.

How to apply: seattle.gov/education/spp

---

Tech Company Childcare Benefits

Many Seattle-area tech employers offer significant childcare benefits that can dramatically reduce out-of-pocket costs.

Major Employer Benefits

| Company | Typical Childcare Benefits | |---------|---------------------------| | Microsoft | Up to $25,000/year subsidy, on-site care at some campuses | | Amazon | $5,000-15,000/year subsidy (varies by level), backup care | | Google | $10,000-25,000/year subsidy, on-site care | | Meta | $10,000-20,000/year subsidy | | Salesforce | Childcare subsidies, backup care | | Expedia | Childcare assistance, flexible work | | Zillow | Dependent care support | | Boeing | On-site care at some facilities, subsidies | | T-Mobile | Childcare assistance programs |

On-Site Childcare Locations

Several tech campuses have on-site childcare (often at reduced rates for employees):

• Microsoft (Redmond): Multiple childcare centers on campus
• Amazon (Seattle): Day One Center in South Lake Union
• Boeing (Various): Some manufacturing facilities have care centers
• Costco (Issaquah HQ): On-site childcare

Pro tip: Even if your company doesn't advertise childcare benefits, check your benefits portal—many employees miss this benefit.

Backup Care Programs

Many tech companies offer emergency/backup care:

• Typically 10-20 days/year of subsidized backup care
• Can be used when regular care is unavailable
• Often covers sick-child care

---

Ways to Save on Childcare in Washington

1. Maximize Employer Benefits

Many Washington employers, especially in tech, offer childcare subsidies of $5,000-25,000/year. This is often the single biggest savings opportunity.

Action items:

• Check your benefits portal
• Ask HR specifically about childcare benefits
• Look for backup care benefits

2. No State Income Tax—FSA Still Valuable

Washington has no state income tax, but the Dependent Care FSA still provides significant federal tax savings.

Savings on $5,000 contributed:

| Income Level | Federal Savings | |--------------|-----------------| | $75,000 | $1,100 | | $100,000 | $1,200 | | $150,000+ | $1,600 |

3. ECEAP for Preschool

If income-eligible, ECEAP provides free, high-quality preschool for 3-4 year olds.

Potential savings: $12,000-18,000/year

4. Seattle Preschool Program

Seattle residents can access subsidized or free preschool through SPP, regardless of income.

Potential savings: $6,000-18,000/year depending on income

5. Licensed Family Home Care

Family child care costs 25-35% less than centers.

| Care Type | Center Cost | Home Daycare | Savings | |-----------|------------|--------------|---------| | Infant (Seattle) | $2,500/month | $1,750/month | $750/month | | Toddler (Seattle) | $2,100/month | $1,500/month | $600/month |

Annual savings: $7,200-9,000/year

6. Nanny Share Arrangements

Split costs with another family.

| Arrangement | Per Family Cost (Seattle) | |-------------|--------------------------| | Private nanny | $4,800/month | | Nanny share | $3,000/month | | Savings | $1,800/month |

Popular in Capitol Hill, Queen Anne, Wallingford, and Eastside neighborhoods.

7. Cross-Border Living (Vancouver, WA)

For Portland-area workers: Live in Washington (no income tax) while potentially accessing Oregon childcare options.

8. Eastern Washington Living

| Location | Infant Cost | vs. Seattle | |----------|-------------|-------------| | Seattle | $2,500 | baseline | | Tacoma | $1,800 | -$700/month | | Spokane | $1,300 | -$1,200/month | | Tri-Cities | $1,200 | -$1,300/month |

Annual savings: $8,400-15,600 by living in Eastern Washington.

---

Finding Childcare in Washington

DCYF Child Care Search

Washington Department of Children, Youth, and Families maintains a searchable database.

Visit: dcyf.wa.gov/services/earlylearning-childcare/find-child-care

Search for:

• Licensed child care centers
• Licensed family child care
• ECEAP locations
• Program capacity

Quality Ratings: Early Achievers

Washington's quality rating system for childcare providers.

Levels:

• Level 1: Meets licensing standards
• Level 2: Enrolled in quality improvement
• Level 3: Implementing quality practices
• Level 4: High-quality practices demonstrated
• Level 5: Highest quality, continuous improvement

How to use it:

• Look for Level 3+ for quality assurance
• WCCC families may get priority at higher-rated providers

Licensing Requirements

Washington has moderate licensing requirements:

| Age Group | Staff:Child Ratio | Maximum Group Size | |-----------|-------------------|-------------------| | Infants (0-12 months) | 1:4 | 8 | | Toddlers (12-29 months) | 1:7 | 14 | | Preschool (30 months-6) | 1:10 | 20 |

---

FAQ

Q: Why is Seattle childcare so expensive?

A: High cost of living (Seattle real estate is among the priciest in the nation), tech industry salaries driving up wages across all sectors, strong licensing requirements, and intense demand from dual-income families all contribute.

Q: Is Eastside or Seattle more expensive for childcare?

A: The Eastside (Bellevue, Redmond, Kirkland) is typically 10-15% more expensive than Seattle due to Microsoft, Google, and Meta presence and higher household incomes. However, tech company subsidies can offset this.

Q: Does Washington have free Pre-K?

A: ECEAP provides free preschool for income-qualifying families (up to 110% poverty level). Seattle's SPP program offers free or subsidized preschool for all Seattle residents on a sliding scale.

Q: What's the cheapest area in Washington for childcare?

A: Eastern Washington (Spokane, Tri-Cities, Yakima) offers the lowest costs—often 40-50% less than Seattle. Within the Seattle metro, South Sound (Tacoma, Federal Way) is most affordable.

Q: How long are Seattle daycare waitlists?

A: Capitol Hill/Queen Anne: 12-18 months. Ballard/Fremont: 9-15 months. Eastside: 12-18 months. South Sound: 3-9 months. Always start looking as early as possible.

Q: Do tech companies really offer $25,000 childcare subsidies?

A: Yes, some do. Microsoft, Google, and Meta offer the most generous benefits. However, benefits vary by role and level. Always check your specific benefits package.

---

Conclusion

Washington State has some of the highest childcare costs in the nation, driven by the Seattle metro area's tech economy. However, strong assistance programs (WCCC, ECEAP, SPP), generous employer benefits, and the lack of state income tax provide significant relief for many families. Eastern Washington offers substantial savings for those willing to relocate.

Key takeaways:

• Seattle and Eastside are among the most expensive markets nationally
• Tech employer benefits can save $5,000-25,000/year—check your benefits
• ECEAP and Seattle Preschool Program provide free/subsidized preschool
• Eastern Washington offers 40-50% savings compared to Seattle
• No state income tax, but FSA still provides federal savings
• Start waitlists very early—12-18 months for popular Seattle/Eastside programs

---

More Washington childcare resources:

• How Much Does Child Care Cost? →
• How to Afford Child Care →
• Childcare Costs in California →
• Best Childcare Options Compared →